Your wealth elevated.
At Apical Wealth, we believe that financial well-being is not just about money
it’s about confidence, clarity, and the freedom to create the life you want.
As a sister concern of ApicalGlobal Ventures Pvt Ltd (www.apicalglobal.com), we bring together strong corporate values with deep expertise in wealth management, financial planning, advisory services, and curated investment solutions.
Founded by Manuel Michael, a seasoned industry professional with over 25 years of experience in the sales and distribution of financial products, Apical Wealth was created with a simple vision:
to help individuals, families, and businesses elevate their financial journey with expert guidance and trusted advisory.
Company Values
Integrity & Transparency
We believe trust is the foundation of every financial relationship.
Client-Centric Approach
Your goals come first — always. We tailor every plan to your life stage and aspirations.
Expertise & Professionalism
Backed by 25+ years of industry experience and proven financial knowledge.
Education & Empowerment
We ensure every client understands their investment options, risks, and opportunities.
Investment & Wealth Solutions
Mutual Funds
Share Market Investments
Bonds & Corporate Deposits
Portfolio Advisory
Asset Management Solutions
Insurance Solutions
Health Insurance (Mediclaim)
General Insurance
Life & Protection Planning
Loans & Credit Services
Home Loans
Loan Against Property (LAP)
Business Loans
Corporate Finance & Debt Solutions
Business Funding Assistance
Real Estate & Luxury Asset Advisory
Exclusive & Luxury Properties (India & Dubai)
Residential & Commercial Plots
Land Acquisition in India
Our Story:
After a successful career with a Private Life insurance company in India and two decades of helping clients navigate investments and protection solutions, I decided to build something of my own — a company rooted in expertise, honesty, and long-term value creation.
My background in the share market and insurance helped shape Apical Wealth. What gave me the confidence to take the leap was the financial discipline I practiced myself — consistent investments in mutual funds. I wanted to help others experience the same security and freedom that good financial planning gave me.
Founder- Manuel Michael
Today, Apical Wealth continues that purpose: guiding clients to make informed financial decisions while building wealth steadily and confidently.
Our Vision
To be a trusted financial partner for individuals, families, and businesses — helping them build, manage, and preserve wealth with clarity, integrity, and long-term focus.
Our Mission
To deliver personalised, need-based financial planning and advisory.
To simplify finance for every client, empowering them to make confident decisions.
To offer holistic solutions across investments, insurance, lending, real estate, and corporate finance.
To build lifelong relationships based on trust, transparency, and ethical guidance.
Who We Serve
Apical Wealth caters to a diverse client base across India and globally:
Young Professional, Families, HNI’s & NRI’s, Entrepreneurs, Retiree, Corporate ands SME’s
We are based in Mumbai, we operate across India through our growing network of channel partners — and are steadily expanding our global footprint.
Our Team
Manuel Michael
Founder & Director
Stanley Samuel
Partner Director
Karan Verma
Head Finance
Veeru Jaiswal
Account Head
Ashok Kushwah
Loan Operations
Stephy P
HR Head
Nigel Daniel
Support
Stalin Dsouza
Support